Are you looking for your car's spark plug replacement because the present spark plugs have wore off? I have an advice for you. This time try embedding in your car engine, iridium spark plugs. The advent of modern technology has also effected the cars as well and have made them much more efficient.Using iridium tips in spark plugs is also one of its dimensions. Iridium spark plugs has many advantages and it can really pimp your ride. Refer to my last article on how spark plugs can pimp your ride and how you can perform spark plug replacement.
Advantages Of Having Iridium Spark Plugs.
Before acquainting you about the advantages of iridium spark plugs, I want to make one thing clear. Spark plugs don't enhance the efficiency of the car beyond its limits but instead they make it more efficient according to the car's own potential. So clear your mind from any misconceptions that its only the spark plugs that will make your crawling ride in to a super fast car.
Now coming to the advantages of iridium spark plugs, they sure are durable and strong enough as compared to other conventional platinum tipped, spark plugs. Durability of iridium spark plugs can be compared as it has a life of almost 60, 000 miles where as the conventional will give you 20,000 to 40,000 miles. Of course because of the good quality of the element, the quality of spark is improved and gives a much better spark hence improving fuel efficiency.
The best thing about the iridium spark plug is that it wears off rather slowly as compared to platinum spark plugs. The reason is of course, iridium is much more durable than its "colleague" platinum. Besides this, the melting point of iridium is much more higher than platinum. The melting point of iridium is 4450 F where as that of platinum is almost 3216 F. That's a huge difference. Furthermore, iridium is 8 times more rigid than platinum where it can endure a pressure of 160 Kpsi as compared to platinum which can stand a pressure of not more than 20 Kpsi. Because of these qualities, the iridium spark plugs wear off much slowly as compared to those conventional spark plugs so you don't have a headache of replacing your spark plugs after some years.
Learning above attributes of iridium I bet you would go for high quality iridium spark plugs the very next time you perform your car's spark plug replacement.
Thursday, December 31, 2009
The Memorable Things or Moments From 2009
1) I celebrated birthdays for mom, grandma, the husband + Stormy, myself, and family & friends.
2) Husband and I celebrated our 3rd year wedding anniversary.
3) I traveled mostly in the part of Florida; Wesley Chapel, Brandon farms, Tampa Bay, Key West, Key Largo, Boca Raton Beach, and Fort Myers.
4) I attended Sinulog "Sr. St. Nino" Festival for the first time here in the South of Florida.
5) I was able to see live concert of Christopher Cross.
6) I attended Philippine Festival at Tampa Bay for the first time.
7) I was hospitalized and so was Stormy.
8) I was laid off from my job.
9) I experienced working at the retail company.
10) I met many people that I couldn't imagine.
11) I drove in the express way for the first time with super doper heavy rains before I got my driver's license.
12) I got my driver's license after 3 driving test attempts!LOL
13) I discovered many different kinds of chocolate and ice creams. :)
14) I got a signature french bag from grandma's sister.
15) Husband and I sent another big box (the gifts) to my family in the Philippines.
16) I learned many different cultures and histories by watching classic movies and documentaries. Thanks to my husband! :)
17) I was able to cooked many different kind of food.
18 I was able to say "No" at my friends whenever they invited me to go out, that way I spent more time with my family and myself.
19) I hosted another lunch for Christmas day this year.
20) I, my husband, Stormy and the rest of my family and friends survive 2009!! Cheers!!!!!!!!!!!!!!!!! LOL
Goodbye 2009............. Hello, 2010!!
2) Husband and I celebrated our 3rd year wedding anniversary.
3) I traveled mostly in the part of Florida; Wesley Chapel, Brandon farms, Tampa Bay, Key West, Key Largo, Boca Raton Beach, and Fort Myers.
4) I attended Sinulog "Sr. St. Nino" Festival for the first time here in the South of Florida.
5) I was able to see live concert of Christopher Cross.
6) I attended Philippine Festival at Tampa Bay for the first time.
7) I was hospitalized and so was Stormy.
8) I was laid off from my job.
9) I experienced working at the retail company.
10) I met many people that I couldn't imagine.
11) I drove in the express way for the first time with super doper heavy rains before I got my driver's license.
12) I got my driver's license after 3 driving test attempts!LOL
13) I discovered many different kinds of chocolate and ice creams. :)
14) I got a signature french bag from grandma's sister.
15) Husband and I sent another big box (the gifts) to my family in the Philippines.
16) I learned many different cultures and histories by watching classic movies and documentaries. Thanks to my husband! :)
17) I was able to cooked many different kind of food.
18 I was able to say "No" at my friends whenever they invited me to go out, that way I spent more time with my family and myself.
19) I hosted another lunch for Christmas day this year.
20) I, my husband, Stormy and the rest of my family and friends survive 2009!! Cheers!!!!!!!!!!!!!!!!! LOL
Goodbye 2009............. Hello, 2010!!
Thank You 2009
Despite of the economy crisis we have this year (2009) I am very much thankful to god for giving us constant blessings that we savor every single day. Many different kind of sweets-food and vegetarian recipes I discovered this year. As a chocoholic, I found truffles chocolate my new best friend aside of course the Godiva's chocolate and many others. It is dark-bitter-sweet kind of taste and have less cholesterol just because it is pure dark chocolate without creme on it. I'm talking about the Classic French Truffles! Also I found Nougat very yummy. Just like the Black and Mild cigars very unique. For the vegetarian food I discovered 100% vegetarian pizza without cholesterol by making my own recipe. Thank god it came out taste good! So far I cook this pizza once a week for the husband. He never gets tired of it. :)
For 2010, I will continue to dig and search a new recipes for food, and chocolate for me!!
For 2010, I will continue to dig and search a new recipes for food, and chocolate for me!!
Using Life Insurance To Shelter Income
In a nutshell, a tax shelter allows your investments to the grow free of tax. Many people think tax shelters are only for the rich but the biggest users of tax shelter is the middle class. When you buy a RRSP (IRA or 401K in the US), you are in fact buying a tax shelter. The money made inside the RRSP is allow to grow tax free until it’s taken out.
There are a few problems with a RRSP. The first is the Canadian government won’t allow you to put more than 18% of your income or $16,500, whichever is less, into a RRSP. The second problem is the money is subject to income tax when it’s taken out.
Another way to shelter income is by using life insurance. Life insurance proceeds are passed tax free to your beneficiaries. That’s good for your beneficiaries but what if you want the money? All whole life and universal life insurance policies have a cash surrender value that you get if you give up the insurance. If you take the cash, your beneficiaries get nothing and the money taken out gets taxed. Not a good deal. However, there is a way around this.
With the exception of term insurance, all other life insurance policies are made up of two components, the insurance component and an investment component. The key here is the investment component. While the money is inside the policy, its allowed to grow tax free, just like a RRSP. Knowing this, many investors put way more money than they have to into their policy. For example, a 37 year old non smoking female has to pay $622.50 a year to get $1 million of life insurance. If all she does is put $622.50 into her plan, all she’ll have is insurance. Anything above that amount goes into the investment component.
To prevent people from dumping in their life savings, the government sets limits on the maximum premium you can pay into a policy and still keep its tax shelter status. In the above example, the maximum is $41,847.61 a year. The higher your insurance needs, the higher the limit. Let’s assume that the above put $41,000 a year into her policy for 3 years and then stops after that. After paying for insurance cost the rest will go into the investment component, where it will grow tax free. If we assume an 8% yearly rate of return the policy will have a cash value of $1.3 million and death benefit of $2.15 million when our 37 year old female reaches 65. If she takes the cash, it gets taxed and she loses the death benefit. How can she take cash out, keep the death benefit and not pay taxes? By borrowing against the cash value.
A bank will lend up to 90% of the cash value on an insurance policy. So our investor can borrow up to $1.17 million from the bank to spend as she feels like. The money would not be taxed because it’s not income. The bank would capitalize the loan so she doesn’t have to make any payments. How does the bank get its money back? When she dies, the death benefit will pay off the bank loan plus accrue interest and any money left over will go to her beneficiary tax free.
So here you have an investment strategy that is completely sheltered from tax, allows you to take money out of the plan tax free, and allows you to transfer your estate to your heirs’ tax free. As with all investments, you should seek out the advice of an experience financial planner before proceeding.
There are a few problems with a RRSP. The first is the Canadian government won’t allow you to put more than 18% of your income or $16,500, whichever is less, into a RRSP. The second problem is the money is subject to income tax when it’s taken out.
Another way to shelter income is by using life insurance. Life insurance proceeds are passed tax free to your beneficiaries. That’s good for your beneficiaries but what if you want the money? All whole life and universal life insurance policies have a cash surrender value that you get if you give up the insurance. If you take the cash, your beneficiaries get nothing and the money taken out gets taxed. Not a good deal. However, there is a way around this.
With the exception of term insurance, all other life insurance policies are made up of two components, the insurance component and an investment component. The key here is the investment component. While the money is inside the policy, its allowed to grow tax free, just like a RRSP. Knowing this, many investors put way more money than they have to into their policy. For example, a 37 year old non smoking female has to pay $622.50 a year to get $1 million of life insurance. If all she does is put $622.50 into her plan, all she’ll have is insurance. Anything above that amount goes into the investment component.
To prevent people from dumping in their life savings, the government sets limits on the maximum premium you can pay into a policy and still keep its tax shelter status. In the above example, the maximum is $41,847.61 a year. The higher your insurance needs, the higher the limit. Let’s assume that the above put $41,000 a year into her policy for 3 years and then stops after that. After paying for insurance cost the rest will go into the investment component, where it will grow tax free. If we assume an 8% yearly rate of return the policy will have a cash value of $1.3 million and death benefit of $2.15 million when our 37 year old female reaches 65. If she takes the cash, it gets taxed and she loses the death benefit. How can she take cash out, keep the death benefit and not pay taxes? By borrowing against the cash value.
A bank will lend up to 90% of the cash value on an insurance policy. So our investor can borrow up to $1.17 million from the bank to spend as she feels like. The money would not be taxed because it’s not income. The bank would capitalize the loan so she doesn’t have to make any payments. How does the bank get its money back? When she dies, the death benefit will pay off the bank loan plus accrue interest and any money left over will go to her beneficiary tax free.
So here you have an investment strategy that is completely sheltered from tax, allows you to take money out of the plan tax free, and allows you to transfer your estate to your heirs’ tax free. As with all investments, you should seek out the advice of an experience financial planner before proceeding.
Send free New year messages through Way2sms and 160by2
Happy new year 2010 to all of you.
Now you can send free new year sms and happy new year messages to India from any international location through 160by2 and Way2sms. This great offer allows users to send the free messages internationally.
User can send message of up to 145 characters through this service.
Now you can send free new year sms and happy new year messages to India from any international location through 160by2 and Way2sms. This great offer allows users to send the free messages internationally.
User can send message of up to 145 characters through this service.
Bugatti Renaissance successor of Buggati Veyron
Volkswagen proposed alternate for the Bugatti Veyron and its successor the Bugatti Renaissance. The car is the creation of newcomer John Mark Vicente of the Communication Design program at Emily Carr University drew the car as part of his previous coursework.
"These projects are personal reflections of my understanding of design as an art, science, and philosophy," said in a report on his website Vicente.Vicente designed the Bugatti Renaissance in Softimage XSI and delivered in 3DS Max through Mental. Bugatti Renaissance the conceptual car builds on the traits of the 16-cylinder supercar.
Breyton design presents the new “Flame Sport” wheel
Flame Sport Wheel By Breyton
The well-known BMW styling specialist breyton design is extending its wheel rim range with a further beautiful creation. With the “Flame Sport”, it is now offering a variant of the proven Flame design. This time, in an attractive two-piece look.
The two-piece visual effect gives the breyton “Flame Sport” a simultaneously elegant and sporty appearance, producing a rim that truly lives up to its name. Thanks to its delicate spokes, it conveys a sense of mobility that is rarely found elsewhere. This makes the breyton “Flame Sport” the perfect choice for vehicles with a solid appearance. It has been designed specially for use on all the current BMW models – apart from the X5 and 7 Series E65. The stylish appearance is rounded off by the corrosion-resistant stainless steel edge, which lends the rim a special sheen.
The “Flame Sport” is currently available in the dimensions 8.5 x 19 to 10.5 x 20 for all current BMW models (except models X5 and 7 Series E65). breyton is offering the rim at a starting price of € 560.
All breyton wheels are TÜV-approved and of course come complete with a TÜV parts certificate.
Further information on the high-quality BMW tuning range from breyton design GmbH is available on the Internet at www.breyton.com.
The well-known BMW styling specialist breyton design is extending its wheel rim range with a further beautiful creation. With the “Flame Sport”, it is now offering a variant of the proven Flame design. This time, in an attractive two-piece look.
The two-piece visual effect gives the breyton “Flame Sport” a simultaneously elegant and sporty appearance, producing a rim that truly lives up to its name. Thanks to its delicate spokes, it conveys a sense of mobility that is rarely found elsewhere. This makes the breyton “Flame Sport” the perfect choice for vehicles with a solid appearance. It has been designed specially for use on all the current BMW models – apart from the X5 and 7 Series E65. The stylish appearance is rounded off by the corrosion-resistant stainless steel edge, which lends the rim a special sheen.
The “Flame Sport” is currently available in the dimensions 8.5 x 19 to 10.5 x 20 for all current BMW models (except models X5 and 7 Series E65). breyton is offering the rim at a starting price of € 560.
All breyton wheels are TÜV-approved and of course come complete with a TÜV parts certificate.
Further information on the high-quality BMW tuning range from breyton design GmbH is available on the Internet at www.breyton.com.
Wednesday, December 30, 2009
Luxury Bentley Brooklands photos
Elegant Bentley Brooklands
Bentley Brooklands on the street
2008 Bentley Brooklands car
Bentley brooklands auto show
Bentley Brookland Photo
Bentley Brooklands Coupe Car
Hummer H2 photos
Hummer H2
Hummer H2
Hummer H2
Hummer H2
The Hummer H2 is built under contract by AM General at a specially constructed plant in Mishawaka, Indiana, USA. Although it shares GM's GMT820 truck platform with the Chevrolet Tahoe and GMC Yukon, those vehicles differ in many ways and are constructed in three other GM plants. The H2's final frame assembly is made up of 3 sections: The front uses a modified GM 2500-Series utility frame, the mid-section is all new and is completely boxed, and the rear section uses a modified GM 1500-Series frame which is upgraded for the 8,600 pound (3629 kg) gross vehicle weight. The 2008 Hummer H2 does 0-60 in 8.2 seconds.
The H2 was nominated for the North American Truck of the Year award for 2003. The H2 appeared in the video game Midnight Club 3. Hummer launched a special 2009 Black Chrome Limited Edition version of the truck. In January 2009, a study by ISO Quality Planning revealed the H2 and H3 Hummers to be the most ticketed vehicles in the United States.
I Quit
from my job just recently, I can't take the stress anymore because of my crazy work schedules! I realize that retail job is not just for me. It's an easy job if you can think of but it's hard if you're in my shoes because of those flexible working hours that doesn't give me a better salary. It doesn't worth it at all. The money I'm getting from that job couldn't pay my hospitalization if ever I get sick. So just like that I quit even they wanted me to stay. I feel so happy of my decision right now. I have no regrets.
On my short time working at the retail company I have so many things that I learn from it. 1) Using coupons when purchasing an item is a great deal, but there's a catch! Read the coupon instructions very carefully sometimes it fools you. 2) It easy to return the purchased items if we have proof of purchase to show. I know this is a self explanatory but in my experience I still got so many customers returning their item without proof of purchase, I hate to explain it to them every now and then (it's my job anyway, haha!) so from now on I keep my receipts just in case I have something to returned. 3) I'm expert when it comes to dealing the customers many times I got compliments from them, very rewarding. But somehow I encountered predators! That breaks my heart. I hate it. 4) Not only I have a customer predators I also have co-associates predators!! The meanest of all witches! LOL Somehow I manage to insult them (with my signature polite tune) or I ignore them. 5) At work every different races have their own groups like black, hispanic, and white since I'm the only Asian I choose and try to get along all of them. I got to learn from their cultures. Cool!
What I've accomplished? I got them a credit (which is hard to achieve but I did it, I am so proud of myself) and they gave me $3 as a reward. Yay cheap! Hahaha I made over of my selling goals not only once but trice! That's why they keep increasing my selling goals every now and then. Yay! LOL
I really do thankful for these experiences. Something that I can be proud of. I don't feel bad to end this year without a job because I have a feeling of having a new job to start a new year.
On my short time working at the retail company I have so many things that I learn from it. 1) Using coupons when purchasing an item is a great deal, but there's a catch! Read the coupon instructions very carefully sometimes it fools you. 2) It easy to return the purchased items if we have proof of purchase to show. I know this is a self explanatory but in my experience I still got so many customers returning their item without proof of purchase, I hate to explain it to them every now and then (it's my job anyway, haha!) so from now on I keep my receipts just in case I have something to returned. 3) I'm expert when it comes to dealing the customers many times I got compliments from them, very rewarding. But somehow I encountered predators! That breaks my heart. I hate it. 4) Not only I have a customer predators I also have co-associates predators!! The meanest of all witches! LOL Somehow I manage to insult them (with my signature polite tune) or I ignore them. 5) At work every different races have their own groups like black, hispanic, and white since I'm the only Asian I choose and try to get along all of them. I got to learn from their cultures. Cool!
What I've accomplished? I got them a credit (which is hard to achieve but I did it, I am so proud of myself) and they gave me $3 as a reward. Yay cheap! Hahaha I made over of my selling goals not only once but trice! That's why they keep increasing my selling goals every now and then. Yay! LOL
I really do thankful for these experiences. Something that I can be proud of. I don't feel bad to end this year without a job because I have a feeling of having a new job to start a new year.
2010 Lotus Europa car Wallpaper and pictures
2010 Lotus Europa Photo
Lotus Europa i6 2010
2010 Lotus Europa Concept Design
2010 Lotus Europa Concept design
Nissan GTR GT500 Photos
Nissan GTR GT500 Photos gallery
Nissan GTR GT500 Photos gallery
Nissan GTR GT500 Photos gallery
Nissan GTR GT500 Photos gallery
Nissan GTR GT500 Photos gallery
Nissan GTR GT500 Photos gallery
2010 Aston Martin Rapide pictures
Aston Martin Rapide
Aston Martin Rapide Car Show
Aston Martin Rapide Wallpaper
Aston Martin Rapide Concept Car
Aston Martin Rapide
Aston martin rapide back photo
Celebrating Christmas
At home with the family is the most wonderful experience that I've always treasure. Ever since I moved here in the U.S.A to start a new life with the husband god never fails me to bless of having a wonderful family. I feel at home. I volunteer from my in-laws to host a lunch every Christmas day celebration. So, ever since it is our tradition to have a party in my home.
We usually started to exchange gifts before we digging in the food. I (even my dog Stormy) love exchanging gifts! It brought so much fun and excitement.
This year Christmas celebration I prepared a simple yet healthy delicious meals for us. Two weeks before Christmas I am searching recipes for me to prepare. Thanks of my FoodNetwork magazines! It made my searching a lot easier. I edited some of the ingredients of the recipes in order for me to achieve the goal to cook a vegetarian food. I cooked for the appetizer: Deep-Fried Green Beans, for the main entree: Rice Pilaf, Spicy Escarole w/ Garlic, Vegetable-Mushroom Stew and for not so vegetarian I cooked Mustard-Dill Fish, for the dessert: Creme Brulle
I was surprised the food came out taste good. Not I am biased because I cooked it but because the recipes is came from the proffesional chefs of the said magazine. Anyway, everybody was happy and enjoyed feasting the food. I hope everybody had a blast Christmas this year. I wish you all more blessings to come from our home to yours.
We usually started to exchange gifts before we digging in the food. I (even my dog Stormy) love exchanging gifts! It brought so much fun and excitement.
This year Christmas celebration I prepared a simple yet healthy delicious meals for us. Two weeks before Christmas I am searching recipes for me to prepare. Thanks of my FoodNetwork magazines! It made my searching a lot easier. I edited some of the ingredients of the recipes in order for me to achieve the goal to cook a vegetarian food. I cooked for the appetizer: Deep-Fried Green Beans, for the main entree: Rice Pilaf, Spicy Escarole w/ Garlic, Vegetable-Mushroom Stew and for not so vegetarian I cooked Mustard-Dill Fish, for the dessert: Creme Brulle
I was surprised the food came out taste good. Not I am biased because I cooked it but because the recipes is came from the proffesional chefs of the said magazine. Anyway, everybody was happy and enjoyed feasting the food. I hope everybody had a blast Christmas this year. I wish you all more blessings to come from our home to yours.
auto quotes
By taking the time to shop for and compare auto insurance quotes, you can find the best policy that is right for you, many times you can lower the cost of your auto insurance coverage.
Many drivers see auto insurance as a necessary expense, but one that is distasteful to them. When asked if they’d pay for auto insurance if it wasn’t required by law, some admit that if they didn’t have to pay for auto insurance they’d save themselves the money.
The truth is that given the right insurance, in unexpected circumstances it can be very beneficial to have paid those insurance premiums every month. Auto insurance can provide financial protection and help prevent severe financial hardship in the event of an unexpected accident.
Shopping around and getting auto insurance quotes from several companies can allow you to compare the companies, their policies, and the cost of their premiums. In order to effectively do this though, you need to have enough information to make a real comparison between one set of auto insurance quotes and another.
This information can help you make sure that you get the coverage you need from a good company at the lowest rate.
So what should you do to make sure that you get the most accurate auto insurance quotes available? Here are some suggestions from experts:
1. Make sure that you compare similar policies.
Auto insurance quotes take into account the types of coverage you select, the amount of deductibles you’re willing to pay and a number of other factors when figuring your premium. In order to accurately compare a number of quotes, make sure that each quote you request is for the same options on your policy.
2. Give the same amount of information to each agent that you ask for auto insurance quotes.
Whether you’re comparing quotes online through a web interface or over the telephone, the amount that you’re quoted will be affected by where you live, how far you drive to work each day, how old you are, who else may drive your car, as well as a number of other factors.
The more information you can give when you ask for a quote, the more accurate the insurance agent can be with his estimate. The opposite of that holds true, too – the less information you give, the more general the quote will be. If there is any question, an agent will usually quote you a higher rate.
3. Ask about special discounts for safety features as well as safe driver points.
When you’re gathering quotes for auto insurance, be sure to ask directly about safety feature discounts and safe driver discounts that may apply in your situation. Then you can be sure that they are included in your quotes.
4. Understand the differences in insurance terminology.
What is the difference between collision coverage and comprehensive coverage? How can raising your deductible lower your insurance costs? What will replacement transportation or glass coverage cost, and is it worth it for you? Researching the answers to these questions and knowing which options are included in your auto insurance quotes will make it far easier to decide which is the best policy for you.
Mercedes-Benz SLS AMG
Mercedes-Benz SLS AMG
Mercedes-Benz SLS AMG Car
Mercedes-Benz SLS AMG
Mercedes-Benz SLS AMG Wallpaper
Mercedes-Benz SLS AMG
Chevrolet Avalanche
Chevrolet Avalanche
Chevrolet Avalanche Car
Chevrolet Avalanche
Chevrolet Avalanche Wallpaper
Chevrolet Avalanche
Daihatsu Basket
Daihatsu Basket
Daihatsu Basket Car
Daihatsu Basket
Daihatsu Basket Wallpaper
Daihatsu Basket
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