Home Style

There were time (like this evening) I can sat down on a couch the whole time just to watch a random shows. I particularly like watching HGTV channel, Food Network, Travel channel, History channel, TLC or sometimes E!News. The first three channels I just mention are my favorites. So many ideas I can get from HGTV when it comes to home decoration, staging, selling a house, buying a house, etcetera.

I can diy (do-it-yourself) on staging my living room and kitchen (my favorite!). Just a simple rearranging the whole set-ups and the decorates are not a big task to do, it just so easy the results makes a whole different without buying new stuffs. That's how I learned. Although It depends because there are some other stuffs that needs to replace if our utility sinks are old and rusty already. Or, if we need to get a new butcher block tables to have a kitchen island instead of making a real kitchen island would cost us lots of money.

Anyway, I like to diy (wish I'm a carpenter so that I can create an adirondack chairs that I like) home decoration, cooking and even styling my clothes. :)

Lifestyle 2010

Lifestyle 2010

What does the fund invest in?
Each Lifestyle portfolio is a pre-mixed fund, investing in
assets in the U.S. and abroad. Each portfolio combines a
blend of stock, bond and money market investments
seeking to produce competitive returns over a set period
of time. The portfolios change their investment mix
gradually as they approach their target dates.

The names of the lifestyle funds are based on when
investors anticipate withdrawing money from the portfolio.
For example, the Lifestyle 2010 fund is geared toward
investors who plan to withdraw their money in the year
2010. Investors choose which portfolio best suits their
individual investment horizon and risk tolerance level.
Why invest in a lifestyle fund?
One of the most important decision investors make is
choosing the right mix of stocks, bonds and money
market investments. The lifestyle portfolios are designed
to provide a simple way of making this decision. The four
lifestyle funds are intended for investors seeking a
professionally managed approach to asset allocation.
Each portfolio offers an investment strategy for a range of
investors, from conservative to aggressive.

Since each lifestyle fund is well-diversified and
professionally managed, it as possible to consider using
it as a complete asset allocation strategy. They can also
serve as the core of a portfolio in tandem with other funds
to reflect a more conservative or aggressive investment
need.....


Lifestyle 2010

What does the fund invest in?
Each Lifestyle portfolio is a pre-mixed fund, investing in
assets in the U.S. and abroad. Each portfolio combines a
blend of stock, bond and money market investments
seeking to produce competitive returns over a set period
of time. The portfolios change their investment mix
gradually as they approach their target dates.

The names of the lifestyle funds are based on when
investors anticipate withdrawing money from the portfolio.
For example, the Lifestyle 2010 fund is geared toward
investors who plan to withdraw their money in the year
2010. Investors choose which portfolio best suits their
individual investment horizon and risk tolerance level.
Why invest in a lifestyle fund?
One of the most important decision investors make is
choosing the right mix of stocks, bonds and money
market investments. The lifestyle portfolios are designed
to provide a simple way of making this decision. The four
lifestyle funds are intended for investors seeking a
professionally managed approach to asset allocation.
Each portfolio offers an investment strategy for a range of
investors, from conservative to aggressive.

Since each lifestyle fund is well-diversified and
professionally managed, it as possible to consider using
it as a complete asset allocation strategy. They can also
serve as the core of a portfolio in tandem with other funds
to reflect a more conservative or aggressive investment
need.

Who manages this fund?
The fund is managed by Barclays Global Investors (BGI).
BGI is the world’s largest institutional investment
manager and the world’s largest provider of structured
investment strategies. BGI manages more than 1,500
funds with more than $770 billion in assets for over 2,000
clients in 40 countries around the world. BGI tracks over
200 indexes globally.

How is this fund managed?
BGI’s investment philosophy is that good investment
outcomes are most reliably reached through total
performance management—the management of return,
risk, and cost. The lifestyle portfolios allocate assets
among up to 17 global indexes. BGI focuses on
consistently selecting and investing in the most efficient
portfolio allocation using the global indexes. The process
takes into account risk levels and expected returns.


Short-term Risk Assessment
Moderate

Performance Returns (% as of 12/31/01)†
Fund†
3 months
5.32
1 year
-0.81
3 years
3.21
5 years
7.90

Past performance is no indication of future results. The amounts in this
table do not reflect charges for administrative expenses, but are net of
management fees.

Top 10 Holdings (% of net assets as of 12/31/01)
General Electric
1.33
Microsoft Corp
1.19
Fed Natl Mort Assoc 7.13% 2/05
1.02
U.S. Treasury Note 6:00% 8/09
1.02
U.S. Treasury Note 6.13% 8/07
1.01
Exxon Mobil Corp
0.98
Citigroup Inc
0.95
U.S. Treasury Note 5.88% 11/04
0.93
Wal-Mart Stores Inc
0.86
Pfizer Inc
0.84
Portfolio Allocation (% of net assets as of 12/31/01)
Stocks
58.34
Large Value
18.27
Large Growth
18.08
Intermediate Value
2.35
Intermediate Growth
2.06
Intermediate Utilities
0.21
Small Value
1.01
Small Growth
0.84
Micro Cap
1.32
Japan
2.89
Europe/Australia/Far East (except Japan)
11.31
Bonds
41.66
Intermediate-Term Government
41.66
Long-Term Government
0.00
Intermediate Credit
0.00
Long Credit
0.00
Mortgage-Backed Securities
0.00
Cash Equivalent
0.00
Treasury Bills
0.00
Additional Information (as of 12/31/01)
0.40%
Fund net assets†
$324M
Includes assets in all of the lifestyle funds

for more clearly about Lifestyle 2010 download this pdf.