Did you know that if you do not pay even a small bill from the doctor’s office, your credit score could be ruined? Some people think that not paying small bills from car mechanics, hospitals, or a DVD rental store will not have ramifications. However if you receive notices from a debt collection company and you still refuse to pay the amount owed, your credit score will be adversely affected. The bad news is that many people are blind when it comes to having access to their credit score. Do you know yours?
You can actually find your free credit score online, so you can see what your credit report looks like and work to increase your score. Remember the higher your credit score, the more purchasing power and credit limits banks will give you.
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